Recruit Tips

 

Recruit Loan Tips

  1. Apply right away, this way you’ll have one less thing to worry about.  It will allow you to focus on your training.
  2. If you’re still working or not available to contact your financial advisor you can have a spouse, friend or parent call on your behalf to gather the information.
  3. When you get a salary increase you can always choose to increase your loan payment and pay off the loan sooner.

Chequing Tips

  1. Members have access to over 3,500 ATMs across Canada without paying any service charges. Click here  to find a no fee ATM near you.
  2. You can make deposits, withdrawals and change your pin number at all 3,500 ATMs across Canada.
  3. Enjoy the ease of the Credit Union helping you make all the changes required to switch your banking.
  4. Enjoy free chequing for 2 years.
  5. Deposit Anywhere, allows you to quickly and securely deposit cheques with your smartphone or tablet,   from anywhere, day or night.

Payroll Savings Tips

  1. When you get a salary increase you can also choose to increase your savings deduction. This is a great way to boost your savings.
  2. When you invest in an RRSP, RESP or TFSA you shelter your investment income from taxes.
  3. If you open a Payroll Savings Plan you can take advantage of our $50.00 BONUS recruit special.

Vehicle Loan Tips

  1. Your vehicle loan could impact the dollar amount of a new home purchase, contact your Financial Advisor if you are planning to purchase a home within the next 5 years.
  2. If you are purchasing a brand new vehicle, contact your Financial Advisor for OPP, OPPA dealership discounts.
  3. From time to time the credit union offers vehicle loan rate specials, contact your Financial Advisor to find out what we have available.
  4. We will assist you with finding a payment that works best with your budget.
  5. Let us pre-approve you for your next vehicle loan so you can shop around and negotiate as a cash buyer.

Mortgage Tips

  1. While you are away for training you can authorize a friend, parent or spouse to speak to your Financial Advisor on your behalf.  They don’t have to be the decision maker but they can gather all the information for you.
  2. We offer specialized advice for duration postings.
  3. We work hand in hand with the relocation office and can provide specialized advice on the relocation process.
  4. When your mortgage payment is made with a payroll deduction you never have to worry about making the payment.

OPPA Credit Union Credit Card Tip

  1. The OPPA Credit Union offers a full suite of Visa cards through Collabria Financial - with excellent rewards and a variety of cards, there is a card that is perfect for everyone.
    https://www.collabriacreditcards.ca/affiliate_ontario-provincial-police-association-credit-union/cards/